Thursday, May 29, 2014

How to make money doing the 40k Flips

I recently sent you an information packed webinar
featuring  my friend John Assaraff's Brain-A-Thon. If
you missed that opportunity then dont beat yourself up...

I am sending you another great free training webinar that
has the power to change your life forever.

I want to to take this moment to introduce you to
Josh Cantwell.   

He’s having a training where he’s going to show you 
the exact blueprint he used to make $1,102,410 in the 
past 23 months focusing just on properties he could 
make $40K or MORE. 

Click Here To Register For This FREE Training. 

Best part?  He used none of his own cash or credit. 
He’s been using a timeless formula for making up to 
$40K per flip for the past 10 years… 

…at the same time that “normal” investors stuck their 
head in the sand and waited for “better days” to come. 

Best part?  He didn’t have to swing a single hammer 
or deal with the usual hassles of real estate.  All he 
did was follow a simple system and let other people 
do the work. 

And for a limited time, he’s going to show you a formula 
that’s working right now in 2014.  It’s called 40K Flips 
and you can get started by signing up here: 

Discover how to flip houses for 40K and up here. 

As of this writing, Josh has 11 deals on his board 
right now.   He usually closes 2-4 deals a month while 
all the “naysayers” are saying real estate is dead. 

And on this webinar, he’ll show you: 

—How to get investors to beg you to fund your deals. 
These are “insider” secrets most investors don’t know. 

— How to pocket $3000 to $7000 every time you BUY 
a property.  This is in addition to the 40K you’ll get for 
each and every deal when you flip them.   

— How Josh sells a property in as little as 90 minutes. 
Most “normal” investors take 2-3 months to sell a 
property, which is a huge time suck! 

— How to stop wasting money on marketing expenses 
using these 5 “secret” methods for generating as many 
deals as you can handle (most investors don’t know this)! 

— How you can get paid an average of $42,300 cash 
back at closing when you buy houses. 



Plus Case Studies like 2312 Iota Ave where Josh
made $38,238 dollars 

Listen: if you’re already doing deals, you HAVE to be on 
this webinar to discover some “insider” tricks that could 
lead to even larger and more consistent paydays for you. 

And even if you’ve never done a deal before and 
want to get into real estate, this webinar could be a HUGE 
eye opener for you. (He’ll show you how to get paid when 
you buy and even more when you sell.

It’s all happening on this free training. 

Click here to sign up and start banking 40K per flip. 

Sunday, May 4, 2014

Hard Money Lender



So many first time investors are curious about hard money lenders. Who are they? What is it? How do I get some? Is it beneficial? Let me share with you some of the basic principals about hard money lenders. First of all, lets determine what the term "hard money" means. When money is discussed between investors, it is considered to either be "soft" or "hard". Typically soft money is easier to qualify for and the terms are flexible. Hard money, on the other hand, is just the opposite. It is much more restrictive. Not in that it's more difficult to obtain, but the terms are very specific and much more strict. They have to be, because most hard money comes from private individuals with a great deal of money on hand. This is why hard money is also referred to as "private money". The money used for investment purposes comes from people, just like you and I, not a typical lending institution. So their first priority is to protect their investment capital. This is why the terms have to be so strict. If it were your money, you would want the same.
So what are some of the terms of "hard money lenders"? Obviously it varies from lender to lender. It used to be that hard money lenders would lend solely based upon the deal or property at hand. They would only lend up to a certain percentage of the fair market value of the property, that way in the event of default, the hard money lender would profit handsomely if they had to foreclose or sell to an end buyer. Now, you will find that many hard money lenders, if they want to stay in business, require more than just equity to qualify. This is because the laws now are favorable for consumers. Consumer protection laws, time consuming and expensive court procedures, and so on have forced some hard money lenders to become even harsher when applying for a loan.
It is good to know what the terms are when dealing with a hard money lender so you can find the one that will fit your needs. Here are some of the terms you can expect to see. Typically they will only loan you up to 70% ARV (after repaired value). This means that a hard money lender can loan you up to 70% of what the home is worth in repaired condition. So if you find a home worth $45,000 in the condition it's in, and needs $20,000 in repair work, and after it is repaired the current fair market value is worth $100,000, then typically they can lend you up to $70,000, which would cover the cost of the house and the repairs.
Other terms you can expect are high interest rates. Interest rates vary from 12% - 20% annually and terms can last for 6 months to a few years. Many times these rates vary depending on your credit score and experience. In most cases, there will be closing costs or fees to use hard money. Typically hard money lenders will charge anywhere from 2-10 points just to use their money. One point equals one percent of the mortgage amount. So charging 1 point on a $100,000 loan would be $1000. These are all important things to consider when choosing a hard money lender.

Other things to consider are how quickly funds will be available. Many times, when you find investment properties, you need to move quickly. Your ability to get access to money quickly can make all the difference. It's important to begin relationships with potential hard money lenders as quickly as possible. You also need to be aware of pre-payment penalties. Pre-payment penalties can really hurt your deal and cut into your profits substantially. Try to avoid pre-payment penalties.
Many hard money lenders today will also require you to fill out a credit application that may ask you for W-2's and or tax returns, your most recent pay stubs, and bank statements. Again, it's all about protecting their assets. Yet, some like the old fashion way where they only care about the deal so they do a drive by or physically look at the property. Again it all depends on whom you deal with.
When should you use a hard money lender? Hard money is great for beginning investors who may not have money or for those who have bad credit and cannot qualify. Investors also use hard money when they need to purchase quickly. Typical soft money or conventional loans take 30 days or more. Sometimes that is to long. Using a hard money lender is also a creative way to finance a property. Most like to call it "Nothing Down". If you can borrow enough money to buy the property, fix it up and then sell it under market value for a profit, then you've just made money without any of your own money. Sure it will cost you money to borrow that money, but the rewards out way the expense.
How can you find hard money lenders? There are hundreds of hard money lenders waiting to lend you money. It could be your next door neighbor. The best way to find hard money lenders is to talk to a mortgage company and ask for referrals. You can also call a title company or a real estate agency. They deal with buyers and sellers of houses every day. Shop around until you find the best one that will fit your needs. Another way is search online for hard money lenders. Some will lend nationwide - these typically want a credit check. If you find a hard money lender in your area, they may just do a drive by.
Now that you know a little more about hard money and how it works, you can make an educated decision if you want to go this route. You can get a list of hard money lenders when you join our newsletter. Understand there are several out there. It is a good idea to shop for the best one to fit your needs. Then you can establish a long term relationship with them. If you use them once and everything went smooth, you will more than likely use them again.

Tuesday, April 29, 2014

"80/20 Rule" Real Estate Investment

You know the "80/20 Rule"?  It says that 80% of something is due to 20% of something else.  Like 80% of your results at work are due to 20% of what you do all day, etc.
Well, I have a "99/1 Rule":  In real estate investing, you can invest about 1% of your time and get ahead of 99% of all investors.  It's TRUE.  Better yet, it's actually a very easy three-step process:
Step One: Find a local real estate investment group, and go there regularly.  (If you do, you're now ahead of 90% of investors.) These organizations are simply fantastic for investors!  It's where like-minded real estate investors (and those who WANT to be) get together once or twice a month.  The dues are cheap--a few bucks a meeting.  But in one room you'll find rank beginners sitting next to multimillionaires that could easily buy the hotel where the meeting is held.
I used to get in my car and drive TWO HOURS to get to a good meeting.  Losers say: "I don't have the time", or "They had a boring speaker last month", or "They didn't have snacks, and I was hungry."  One excuse after another. 
Winners say: "If I get one SINGLE great idea or new contact from the whole evening, I'll be delighted."  That leads me to the next step...
Step Two: Ask questions!  (If you do, you're now ahead of 95% of investors.) It's easier to sit quietly and hope someone asks the question on your mind.  It's less threatening to hang back and let others do the talking.  But you need to stretch your Comfort Zone a little bit, and speak up. 
If you don't want to stand up and ask your question in front of everyone, that's fine.  Just wait and ask someone later when people are mingling.  But ASK IT! 
You don't have any questions, you say?  Why is that?  Either you know it all, in which case you're already filthy rich; or your head's not really in this business.  If you're working to get more leads, negotiate with sellers, and do more deals, you MUST have a few questions on your mind.  Get in the game.  Get involved.  And ask your toughest questions. 
If something's holding you back from your next level of success, there will be someone in that room who has the answer.  By the way, even if there IS a boring speaker, just go after some of the other investors in the room.  You can tell who the successful ones are; they're usually the ones asking questions!
Step Three: Take Action!  You took action to be at the meeting.  Good!  Now take SOME other action:  Invite an investor or the group organizer out to lunch; go to City Hall and get the names of out-of-town owners, so you can mail to them; send letters to the pre-foreclosure listings in the classified section of your paper.  Believe me, this will accumulate over time into real progress toward your goals.  And by taking this last step, you'll easily be ahead of 99% of other investors.  Maybe even 99.99%. 
"Dave, these steps sound too simple!" you say.  I agree.  Everyone UNDERSTANDS them just fine.  It's just that almost nobody DOES them!  Will you be the winner to stand up and do them?  I hope so!
"But Dave, isn't there any shortcut?"  Sure there is.  I've built my 11 years of experience, and more than 540 deals' worth of secrets, into my home study kit.  You can find it by clicking here:
You definitely can gather all that information on your own, over the years.  But many investors like to give themselves a "leg up", and get as many tips and secrets as they can, right away.  It shortens the time to become successful.
Of course the best thing is to do both: Get materials from successful investors, AND go to investment group meetings. 


Dave Lindahl

P.S.  Little hinges swing big doors.  Take action as I describe above, and the door to a lifetime of wealth will be open to you!



P.P.S. Don't Take My Word For It; Here's One Of My Students:
 "Dave, I wanted to thank you so much for your help during the Apartment Boot Camp! When I first started hearing you speak about real estate investing, I was completely skeptical! I have to say that you completely changed my mindset! I decided to take your course, and since then I have flipped a 16 unit building and made over $90,000 in just 3 months! I also flipped two 2-Families and made over $202,000!"                            Sarah Cyrier, Arlington, MA

Tuesday, April 1, 2014

#2 POST CARD

[Name]
[Address]
[City, State, Zip]

Call Toll Free: 1-xxx-xxx-xxxx, ext. xx
See other side of this card for
an important notice about
your house at:

{[Owner First, Last Name]
[Mail Address]
[Mail City, State, Zip]
Property_Address}

An informative message was
recorded for you at:


1-xxx-xxx-xxxx, ext. xx
[Owner First, Last Name]
[Mail Address]
[Mail City, State, Zip]

SAMPLE POST CARD

NOTICE
[Mail Street Address]

I will buy it as-is
even if you have little or NO equity.

Dear [Ownerfirst, Lastname], a special new program that allows
anyone to sell -- even if you have little or no equity. This program is not a short sale. It
does not require bank approval, and a homeowner􀂶s credit is not harmed though the sale of
a property utilizing this new program. Also, there are no Realtor fees to pay.
I am prepared to buy your house as-is will pay you all cash. I can be flexible on
the closing date and I will even pay ALL the closing costs for you. If your house needs

Many of the houses I buy are in need of some repairs.

1-xxx-xxx-xxxx, ext. xx.
You can call anytime, 24 hours a day, 7 days a week. Please call right away as I want to
buy two houses in the [mail zip code] zip code very soon.

I specialize in buying houses with little or no equity. I will buy your
house as-is and pay you a fair cash price. And we can close whenever you are ready.

Reverse Bandit Signs


 Here are some bandit signs you can use when selling a house using an AMPS (TM) strategy. If you
can place more than one sign in the front yard that would be best. Remember, you want these to be
buyer magnets (the more signs to attract them the better).
We are selling terms so listing the payment on one of the signs will be what buyers are looking for.
Never list the down payment in case they can pay more than what you were thinking of asking.
At the very least use the first one labeled “For Sale No Bank Needed...” I’ve received good
feedback about hand written with black permanent marker on yellow blank signs.


Enjoy and good luck!
Phill



"FOR SALE"
"No Bank Needed"
"555-555-5555"


Only about
$1,683/ month
for everything



Check it out
TODAY!
Call 555-555-5555



Bad Credit is OK
Seller Will
Assign You The
Loan!









CraigsList.com AD


 





** No Loan Needed**
You can Own this Home for just $x,xxx per month.
Take over financing, so all you need is a reasonable down payment.
Your Credit is irrelevant.
Call (name) Today: 555-555-5555
Insert info about home here.
We have multiple homes available (only say this if you actually do),
call today to take your pick.
(name) 555-555-555
website here
Insert pictures here

FLIP FACTORY - Real Estate for the Modern World

What a gorgeous day here in Tampa.  So excited

about being able to share this great idea from Phill. 

You can now download -- for free --  

a proven, simple little postcard that can get you deals...

earning you $8,000 to $12,000 on each one.

My friend, Phill just recorded a video where he

shows you who to mail the postcard to... and he  

even gives you his "AMPSGuide" that actually

closes the deals for you.


How to grow your income to 6 figures a year

Have you ever wondered why some Real Estate investors are incredibly successful and some are just continually break even? What is it that separates these two?

Systems. Plain and simple.

I put together another video with my buddy, Than, where we discuss the concept of having systems in your business. In this video we talk about how to build a business where you can literally remove yourself by designing systems and processes to reduce the amount of time you spend working, and increase the amount of money you’re makingwork smarter, not harder.

Get it Now

There’s a HUGE difference between knowing the mechanics of doing a deal and knowing how to build a big business. In this video, Than and I explain the process of developing and implementing systems that will continually feed your business month after month. In other words, how you can work ON your business instead of IN it.

Watch the video and learn how to make your business work for you

Seriously, these systems are literally the KEY to a successful business and freedom from financial constraints.

Would you spend $100 to make $1000?

Yeah, me too, all day every day and twice
on Sunday, oh, that's today!

How different would your life look if YOU
were in charge of your income instead of
getting a paycheck?  Working ten hours
a day for someone ELSE'S bottom line?


Well, I have the answer to not only a 
virtually competition free investing arena,
saying good-bye to your day job AND
new HOT leads coming directly to YOU
every, single, day.

I'm not talking about new to you leads. 
I'm talking about NEW leads- every day
and these leads are MOTIVATED!  They
want and NEED to sell.


I thought it sounded too good to be true
too.  Two weeks after I received a phone
call revealing these secrets, I quit my 
job and never looked back.  It was the 
KEY to real estate investing.

I have the KEY and I'm giving it to you,
because as a real estate educator,
that is what I am dedicated to doing.

Watch here to start making money TODAY.

Let's recap.  No foreclosures, no bidding
wars with your competitors, no sales, no
chasing leads, no more day job and leads 
that come directly to you via your computer.

Sound too good to be true?

Watch this video for the PROOF.

YOUR success and nothing less,
Stacy

P.S. When you complete this video
you will know more than most of the
professional real estate investors.  




Good Deal Zone Real Estate Funding DataBase

I www.funding.gooddealzone.com recently stumbled upon a fool-proof way to receive
some big checks of $3,000… $5,000… even $10,000+…
by simply doing some research on your computer.

The details are explained in this short video
… so check
it out while the opportunity is still available.

This is something you’ve never seen or heard of before.

Success and nothing less,

FIND BUYERS


Wow!

I’m Absolutely Amazed at the response to our
last call!

Lou Brown has been investing in Real Estate
for over 30 years – Hearing what’s working so
well for him in Today’s market was a real eye
opener.

I mean he’s doing 8+ deals a month, who wouldn’t
listen to him?

Well after a bit of begging, I’m offering anyone
who missed the call or would like to hear Lou
again to view it.

You and I know that buying homes is easy right
now.

The problem is selling them.

But you don't have to get stuck with homes you
can't sell any longer.

Lou’s finding the solution before the problem
–He’s got a method to find hundreds and
thousands of buyers BEFORE he buys a single house.

How awesome would it be to never again worry
about buying a house and not being able to fill
it?

How valuable would it be to find a way to fill
your properties as fast as you can buy them?

I know it would be absolutely PRICELESS to me!

This is one call you do not want to miss!

Find out how you can sell homes as fast as you
can gobble them up using the secret of the
House Monster on my special training call with
Mr. Lou Brown.

This will not be offered again!

Go here to register right now:

**************************************************

 * Never get stuck again holding properties
   you can't sell.
 * Never worry about buying a home and finding   
   the buyers.
 * Never struggle finding qualified buyers.
 * Never worry about making repairs.
 * Never step foot in a bank.
 * Never worry about being the landlord.
 * Never pay property taxes and insurance.

***Plus, (and this is HUGE!) you’ll learn how to
take advantage of the little known secret of
Federal, State, and local grants that your
buyers can put towards a down payment. ***

Thursday, January 9, 2014

You have to avoid this at all cost!

You have to avoid this at all cost!

Here’s the story, I’ll make it brief with just the highlights.

I started wholesaling in 2003 and built and 
residential property portfolio that comprised of 
120 rental properties worth over $36 million.

In early 2005 I sold all the properties from May to November
and made a killing, I mean millions!

Here’s where it gets ugly…

He needed a place to put all the money
so some partners and I bought land, large 
tracks of land, to the tune of $30,000,0000…

…yes, $30 million worth. Big mistake.

The market CRASHED in Phoenix AZ and I 
lost my butt :( 

I found myself in late 2008 broke, 
so bad I couldn’t even pay my bills…

So what happened?

I got back into wholesaling and decided to do it right, 
do it smart and do it strategically. 

I decided to build a REAL business that would give
me the freedom and finances to do what ever I wanted.

That was early 2009 and from that point 
forward, I've made $1 million plus every year there after.

More money than I've ever made in previous years.

Today, I'm blessed...

...I travel the world, live part time between my AZ house 
and my Southern California beach house, going on exotic 5 star vacations
around the world working less and making more than ever.

So, what what was the “tipping point”?
http://www.flip2freedom.com/six-figure-wholesaler

Well on this special LIVE web class I'm doing I'll
be sharing EXACTLY what happened and how you
can avoid the disaster by building a lasting business
that will produce consistent & predictable cash-flow.

Here’s what you going to learn:

• The “insider” secrets of a six figure wholesaler 
will offer you the power to own your market. Overnight you can 
flood your business with leads, deals and massive amounts of cash 
by taking any investor — in any market — from zero to breathtaking 
success in the matter of weeks.

• How to make more income in a month than 
you can personally make all year. (an astonishingly simple 
formula, used by ALL six figure wholesalers…but ignored by 
99% of investor wannabe’s)

• An advanced, hyper-effective “deal structuring” 
technique that will allow you to make huge pay checks on unwanted 
leads most investors throw away.

• My Complete “Six Figure a Month” Wholesaling Systems: 
Scaling your business, my most responsive marketing channels, 
hiring “rock stars”, what "KPI’s” (key performance indicators) 
you MUST know in your business. PLUS: My “back-end” 
team management tool that can be run from your iPhone 
or Android (this is killer)

The training will only hold 1,000 people

If you don’t, this might be the reason you’re stuck…

A gap analysis, is the detail comparison of your 
CURRENT situation and your FUTURE state. 

So let’s say you’ve been wholesaling houses for several
months now and you’ve done a couple deals but
you feel insecure about your CURRENT situation because
of the inconsistency in your business.

You’ve made some money
but your not sure WHEN the next check is going
to come and for how much…

…it’s a guessing game, you send out maybe
500 to 1,000 mailers with your fingers crossed 
HOPING that you get a call from a distressed seller

How can you quit your job running an operation
like this???

You can’t, and shouldn’t.

So let’s get some answers to our theoretical
CURRENT situation.

1. How many leads did you get this week?
2. What was the source of these leads? (specifically)
3. How many appointments did you go on?
4. How many offers did you make?
5. How many deals did you get?
6. How much revenue did you make?

Most investors that are STUCK will answer these questions like this:

1. How many leads did you get this week? 
Answer: Three
2. What was the source of these leads? (specifically)
Answer: Not sure, I think they came from bandit signs I put out several weeks ago.
3. How many appointments did you go on?
Answer: One, but the seller wanted too much.
4. How many offers did you make?
Answer: One
5. How many deals did you get?
Answer: None
6. How much revenue did you make?
Answer: None

If this is a glimpse of your business than you’ve got to 
make a change to grow.

On this exclusive LIVE webinar, I’m going
to do a “Gap Analysis” for this current situation.

We’re going to detail a specific plan talking an investor
in this CURRENT situation to making consistently
$100,000 plus in the next SIX month with confidence and
consistency. 

I’ve never shared this type of info 
before, so if this sounds interesting to you
please join me on January 14th:

5:30pm PST
6:30PM MST
7:30PM CST
8:30PM EST

Register Here Now:
http://www.flip2freedom.com/six-figure-wholesaler

**Plus, you can enter to win $1,000 CASH 
just for attending**

All the best,

Sean

P.S. The training will only hold 1,000 people and we already 
have now 2,346 registered. Please register now and show up early because
this is going to be the best LIVE training of 2014!

Register Here Now:
http://www.flip2freedom.com/six-figure-wholesaler



Listen to This

Click here to watch the training, up for a limited time >> http://realestatewebclass.com/instant-replay/
I just wanted to make sure you got the
email below and were able to register
before it fills up.


It's back to school (thank heavens. I am

now certain "Christmas Vacation" is code
for "Threshold of Hell." Let me tell you how
much fun it was on the tail end when temps
reached an UNCHARACTERISTIC LOW
in Texas. My three "normally" charming
and pleasant children have been fighting 
like cats in a bag for DAYS  cooped up
indoors.


I'm ready to put my head down and get 
back to work. I've got some New Years
resolutions and I'm sure you have as well.

They say the NUMBER #1 resolution is
to make more money and eliminate debt.
Well, if that is one of yours, our incentives
are aligned. I spent the fourth quarter of 
last year finding the very best possible
methods for making money quickly that
are out there NOW.

Register NOW for this week's free training
call. 

I've consulted my entire rolodex looking 
for opportunities for newbies and seasoned
investors. So, let's get started. It's going 
to be a GREAT year for us both.

Register NOW- it's FREE

This week I'm going to tell you how an
absurdly small investment of $10.00 can
turn into HUGE paydays over and over
again.

I consider this the best possible opportunity
for people who are just jumping into the
real estate investing space. However, if
you've been in the biz for a while, you know
as well as I do, there are processes for 
growing wealth you may not have thought
of.

See you on Thursday, January 9th 2014!

I started wholesaling in 2003 flip2freedom.com/six-figure-wholesaler

You have to avoid this at all cost!

Here’s the story, I’ll make it brief with just the highlights.

I started wholesaling in 2003 and built and 
residential property portfolio that comprised of 
120 rental properties worth over $36 million.

In early 2005 I sold all the properties from May to November
and made a killing, I mean millions!

Here’s where it gets ugly…

He needed a place to put all the money
so some partners and I bought land, large 
tracks of land, to the tune of $30,000,0000…

…yes, $30 million worth. Big mistake.

The market CRASHED in Phoenix AZ and I 
lost my butt :(  

I found myself in late 2008 broke, 
so bad I couldn’t even pay my bills…

So what happened?

I got back into wholesaling and decided to do it right, 
do it smart and do it strategically. 

I decided to build a REAL business that would give
me the freedom and finances to do what ever I wanted.

That was early 2009 and from that point 
forward, I've made $1 million plus every year there after.

More money than I've ever made in previous years.

Today, I'm blessed...

...I travel the world, live part time between my AZ house 
and my Southern California beach house, going on exotic 5 star vacations
around the world working less and making more than ever.

So, what what was the “tipping point”?
http://www.flip2freedom.com/six-figure-wholesaler

Well on this special LIVE web class I'm doing I'll
be sharing EXACTLY what happened and how you
can avoid the disaster by building a lasting business
that will produce consistent & predictable cash-flow.

===> http://www.creonline.com/webinars/40k/ <===

It's J.P. Vaughan, writing you again as a courtesy to let
you know that we have a few seats left for our Online
Webinar TONIGHT:

                 "$40K Flips Master Class"
        ...A 5-Step Formula for Flipping Houses for
        $40,000+ Paydays with Other People's Money

As a CRE Online Subscriber, you can join in as our guest
for FREE. Go here to register:


My guest tonight has flipped more than 20 houses in just 19
months.

These aren't rinky-dink deals that barely pay his bills.
No, he makes at least $40,000 profit on almost every deal
he does, sometimes MORE!

He ONLY spends his time on deals that promise a minimum of
$40,000 in profit. And he's closing 2-4 deals per month.

Complete details are here:


Tonight, you'll discover:

     * How to get qualified private investors begging to
       fund your deals. (Regardless of your own situation,
       you'll be able to raise all the money you need and
       still keep the lion's share of the profits.)

     * 5 ways to find as many deals as you can handle
       without ever spending a single dime on marketing.

     * My guest's proprietary "Property Launch Formula"
       that sells houses in as little as 90 minutes. (It's
       totally unique and it REALLY works.)

     * Why this is the ONLY real estate strategy you'll
       ever need to know and why it's guaranteed to work,
       regardless of government regulations or the economy.

     * How you can use this exact system to stuff BIG
       checks into your bank account, even if you have no
       income, credit, or experience.

     * Most importantly, discover how to make $40,000